Special Update
March 19, 2020

Aflac

During these difficult times the IBT and Aflac have been looking at ways to help our members.
Aflac has agreed not to lapse coverage for any participant in the Teamster Supplemental
Benefits program in the event they might find themselves in a furlough situation and are not
able to make payments through payroll deduction. This will cover 60 days initially and will be
reviewed by Aflac on a monthly basis thereafter.
This will keep coverage in place in the near term. Be assured that Bill Loweth and I will remain
in constant communication on this and keep you up to date. Please remember that there is so
much about the Coronavirus situation that we are just beginning to understand. Beyond this
first 60 days, Aflac will, at a minimum, give those no longer on payroll deduction an opportunity
to continue coverage on a direct pay basis, or to suspend coverage with the right to re-activate
it at a later time with the exact same benefits, guarantees and costs.

Fraternally,
Ken Meidinger
International Representative Airline Division
UAL Benefits Coordinator